Credit Card Prestige

*David Jones Prestige credit card is a credit facility provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence Number 392145. Subject to Latitude Financial Services lending criteria. Interest rates, fees and charges apply. You must be over the age of 18 years to apply. This offer is valid until Sunday 12 January 2025 to new and approved David Jones Prestige credit card applicants. Offer is limited to one offer per applicant every 12 months. Eligible transactions include all everyday purchases and do not include cash advances, cash equivalent transactions, credit fees or charges, credits, refunds, reversed transactions or reimbursements. To qualify for a $300 David Jones eGift card, you must fulfill all the terms of the offer by activating the card and spending $3,000 using your David Jones Prestige credit card within 90 days of approval. Your David Jones eGift card will be sent to the email address linked to your Latitude account within 60 days of meeting the qualifying spend for this offer. Your account must be open and not in default of the credit contract to receive a gift card. Offer may be subject to extension.
**To take advantage of up to 55 days interest free on everyday credit card purchases, you need to pay the full closing balance on each statement of account by the applicable due date.

David Jones Icon, Premiere and Prestige credit cards are credit facilities provided by Latitude Finance Australia (ABN 42 008 583 588). Australian Credit Licence Number 392145. Subject to Latitude Financial Services lending criteria. Interest rates, fees and charges apply. You must be over the age of 18 years to apply.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

*Subject to Latitude Financial Services lending criteria. Interest rates, fees and charges apply. You must be over the age of 18 years to apply.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., and App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Android, Google, Google Pay, Google Play and the Google Play logo are trademarks of Google LLC.

1. To receive exclusive invitations and discounts you must be opted in to receive marketing communications and continue to spend on your David Jones Icon, David Jones Premiere or David Jones Prestige credit card. Subject to availability.
2. Offers may be extended or withdrawn and are only available via the Latitude App. Exclusions and T&Cs apply.
3. Priority Pass is the world’s largest independent airport lounge access program, giving members access to over 1,500 airport lounges around the globe. David Jones Prestige credit cardholders are eligible for Two (2) complimentary Priority Pass lounge access per calendar year. You are also saving US$99 on the Priority Pass annual fee. Priority Pass lounge usage more than two visits and all guest visits will incur an additional member/guest visit fee of US$35. Please visit https://www.prioritypass.com/airport-lounges to check for available lounges. Simply show your David Jones Prestige credit card and a valid boarding pass to access the Priority Pass lounge. In addition to the David Jones Prestige credit card, you can also access Priority Pass airport lounges through Priority Pass mobile app/website without the need for a physical card. You will need to register and activate your account. Please visit https://www.prioritypass.com/activate-your-account to activate your account. Pre-authorisation with a nominal value of USD$1 is applied during mobile app registration and accessing the lounge. The retention of the USD$1 will be removed usually in couple of days. You must adhere to the Priority Pass Conditions of Use and Terms of Use.
4. Earning of David Jones Points is governed by the David Jones Icon, Prestige and Premiere credit cards. Terms and Conditions are stated in the Conditions of Use. For full Terms and Conditions click here. David Jones Points are earned for every Australian dollar spent on goods and services and are subject to your account being kept in good standing and not overdue or in default.
5. Redemption of David Jones Points is subject to the David Jones Premiere and David Jones Prestige credit cards Conditions of Use. The amount of David Jones Points required to purchase the item(s) is subject to change at any time. Minimum number of points apply for each type of redemption. Only Primary cardholder is eligible to redeem the David Jones Points. Gift cards are not refundable, may not be exchanged for cash or credit and are valid for a period of 36 months from the date of issue, unless otherwise stated.
6. Receive complimentary express delivery to any Australian address for goods purchased online with the David Jones Icon, David Jones Premiere, or David Jones Prestige credit cards. Receive complimentary same day delivery to any address within the metropolitan Adelaide, Brisbane, Canberra, Melbourne, Perth and Sydney areas for goods purchased online with the David Jones Prestige credit card. Order online by 12pm to receive your item the same day in metropolitan areas. Evening, weekend and public holiday deliveries are currently unavailable. For all complimentary delivery offers: Items must be under 25kg and no larger than 1m x 1m x 1.5m. Excludes gift cards, hampers and fresh food, Wine Club, Gift Registry purchases and large items. Refer to www.davidjones.com/delivery-choices for available delivery options offered by David Jones and all eligibility conditions. Delivery options may change during peak periods.
7. Available whenever you purchase using a David Jones Icon, Premiere or Prestige credit card instore or online at davidjones.com. Complimentary gift wrap services are not available for larger items and may be limited during peak periods.
8. Complimentary alterations are available on women’s and men’s apparel purchased instore at David Jones on the David Jones Prestige credit card. Items cannot be returned or exchanged for change of mind once altered.
9. Receive a $150 David Jones gift card when you spend $1000 using your David Jones Prestige credit card in one transaction during a Personal Styling Suite appointment. Offer is valid once per annum. This card will expire 30 days after the date of issue. Please treat this gift card as cash. It cannot be replaced if lost or stolen. This card, once activated, may only be used for purchases at David Jones, in the country of issue. This card cannot be returned, exchanged for cash or used to pay any David Jones or other branded credit card accounts. The available funds will be verified on request or at time of purchase. No change is given and any balance that remains on the card can only be used in whole or part against future purchases in David Jones. Any balance that remains on the card after expiry will not be available for use. These terms and conditions may be amended by David Jones from time to time. For full terms and conditions or changes to our terms and conditions visit davidjones.com/giftcardtermsandconditions.
10. Travel Insurance is underwritten and issued by AIG Australia Limited ABN 93 004 727 753, AFSL 381 686, Level 19, 2 Park Street, Sydney NSW 2000 (“AIG”) under a group policy of insurance issued to Mastercard. In arranging the insurance Mastercard acts a group purchasing body under ASIC Corporations (Group Purchasing Bodies) Instrument 2018/751. Eligible persons who can access the complimentary travel insurance are David Jones customers who hold the relevant credit card which entitles them to these travel insurance benefits and who are eligible David Jones Prestige account holders. It is important you read your David Jones credit card Travel insurance Terms and Conditions and consider whether the insurance is right for you. You will need to obtain your own independent advice about the insurance and whether it is appropriate for you. Eligible persons can claim as third-party beneficiaries by virtue of the operation of s48 of the Insurance Contracts Act 1984. If an eligible person wishes to claim any of these travel benefits, they will be bound by the eligibility criteria, terms, conditions, limits and exclusions contained in the group policy of insurance and any insurance document provided to the eligible person and which both may be amended from time to time. Neither David Jones, Latitude Finance Australia nor Mastercard guarantee this insurance and do not hold an Australian Financial Services Licence.
11. E-Commerce Purchase protection Insurance is underwritten and issued by AIG Australia Limited ABN 93 004 727 753, AFSL 381 686, Level 19, 2 Park Street, Sydney NSW 2000 (“AIG”) under a group policy of insurance issued to Mastercard. In arranging the insurance Mastercard acts a group purchasing body under ASIC Corporations (Group Purchasing Bodies) Instrument 2018/751. Eligible Persons who can access the complimentary e-commerce purchase protection insurance are David Jones customers who hold the relevant credit card which entitles them to these e-commerce purchase protection insurance benefits. It is important you read your David Jones credit card e-commerce purchase protection insurance Terms and Conditions and consider whether the insurance is right for you. You will need to obtain your own independent advice about the insurance or and whether it is appropriate for you. Eligible persons can claim as third-party beneficiaries by virtue of the operation of s48 of the Insurance Contracts Act 1984. Conditions and Exclusions apply to this insurance coverage as set out in the group policy and any insurance document provided to the eligible persons and which both may be amended from time to time. Neither David Jones, Latitude Finance Australia nor Mastercard guarantees this insurance and do not hold an Australian Financial Services Licence.
12. Purchase protection Insurance is underwritten and issued by AIG Australia Limited ABN 93 004 727 753, AFSL 381 686, Level 19, 2 Park Street, Sydney NSW 2000 (“AIG”) under a group policy of insurance issued to Mastercard. In arranging the insurance Mastercard acts a group purchasing body under ASIC Corporations (Group Purchasing Bodies) Instrument 2018/751. Eligible Persons who can access the complimentary purchase protection insurance are David Jones customers who hold the relevant credit card which entitles them to these purchase protection insurance benefits. It is important you read your David Jones credit card Purchase Protection insurance Terms and Conditions and consider whether the insurance is right for you. You will need to obtain your own independent advice about the insurance and whether it is appropriate for you. Eligible persons can claim as third-party beneficiaries by virtue of the operation of s48 of the Insurance Contracts Act 1984. Conditions and Exclusions apply to this insurance coverage as set out in the group policy and any insurance document provided to the eligible persons and which both may be amended from time to time. Neither David Jones, Latitude Finance Australia nor Mastercard guarantees this insurance and do not hold an Australian Financial Services Licence.
13. Additional Cardholder must be 16 years of age or over. The Primary Cardholder will be liable to pay for all transactions made by Additional Cardholder.